Ok, forget this one. I've worked out I can just make them in the Template Maker.
I also learnt that my orgiginal attempt, made externally, was somewhat bloated. Here's the same template as created by CuteEdit:
<div>
<div>Staff Employment Information</div>
<div>First Name
<input id=text1 value=text1 />
</div>
<div>Last Name
<input id=text2
value=text2 />
</div>
<div>Date of Birth
<input id=text3
value=text3 />
</div>
</div>
Simple really! Now if I can just get to see the images in existing files I'll be set!