Gavin,
The "insert image", "insert flash", "insert media", "insert document", "insert template" dialogs contain the file manager.
You can use the file manager create the folder, delete the folder, upload/delete/rename the file.
For your situation, please check the "insert template" which also allows you upload/delete/create/editng the HTML files.
Hope it helps.
Let me know if you have any further questions.
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